PROPERTY & FINANCIAL AFFAIRS LPA SOLICITORS
Making a Property and Financial Affairs Lasting Power of Attorney gives someone you trust the legal authority to manage your finances if you become unable to do so yourself, or if you would like help managing your affairs. At HM3 Legal, our experienced solicitors provide straightforward advice, ensuring your LPA is prepared correctly, registered properly and tailored to your individual circumstances.
Associations and Affiliations
We are property & financial affairs LPA experts
Planning for the future means making sure your finances, property and day-to-day financial responsibilities remain in safe hands if you are ever unable to manage them yourself. A Property and Financial Affairs Lasting Power of Attorney (LPA) gives you peace of mind by allowing someone you trust to make financial decisions on your behalf.
At HM3 Legal, we understand that granting someone this authority is an important decision. Our experienced private client solicitors will explain every stage of the process, support you while choosing suitable attorneys and ensure your wishes are clearly reflected within your LPA.
We can help with:
- Preparing Property and Financial Affairs LPAs
- Registering LPAs with the Office of the Public Guardian
- Appointing replacement attorneys if you choose to do so
- Guidance on attorney responsibilities
- Joint and several attorney appointments
- Business owner LPAs
- Advice for elderly clients and families
- Updating or replacing existing LPAs
- Independent legal advice
- Completing both Property and Health & Welfare LPAs to make sure you are legally covered in these important areas.
Our property & financial affairs LPA solicitors
Ruth Marsh
Partner & Head of Private Client Services
Abigail Blakemore
Trainee Solicitor
Abigail Vine
Legal Assistant
Ceri Burns
Solicitor
Frances Williams
Senior Associate
Judith Gloria
Paralegal
Libby Ryan
Legal Administrator
Shannon Ashley
Paralegal
Wendy Randall
Probate Practitioner
Property & financial affairs LPA legal services
Preparing a property & financial affairs LPA
Creating a Property and Financial Affairs Lasting Power of Attorney allows you to decide who will manage your finances if you lose mental capacity or simply need support in the future. HM3 Legal will guide you through every stage, helping you appoint the right attorneys, explain how decisions can be made and ensure the document reflects your wishes. We make the process straightforward, avoiding unnecessary delays or mistakes that could prevent your LPA from being registered. With expert legal advice, you can feel confident that your financial affairs will remain protected whenever the need arises.
Registering your lasting power of attorney
An LPA cannot be used until it has been registered with the Office of the Public Guardian. Our solicitors handle the registration process on your behalf, ensuring the paperwork is completed correctly and submitted without unnecessary delays. We keep you updated throughout the application and deal with any queries that arise during registration. By allowing HM3 Legal to manage the process, you can avoid common errors that may result in applications being rejected or delayed, giving you confidence that your LPA will be ready when it is needed.
Business and complex financial LPAs
If you own a business, have significant investments or manage complex financial arrangements, a standard approach may not provide the protection you need. HM3 Legal advises business owners, professionals and individuals with more complicated financial affairs on creating tailored Property and Financial Affairs LPAs. We can help ensure your attorneys have the appropriate authority to deal with business interests, investments and property while protecting your wider financial position. Every LPA is carefully prepared to suit your personal and financial circumstances.
Our legal offices
Chester
George Street
Chester
CH1 3EQ
Liverpool
Tithebarn Street
Liverpool
L2 2QP
Manchester
Woodlands Road
Altrincham
WA14 1HF
Wirral
Monks Ferry
Birkenhead
CH41 5LH
Reasons to instruct HM3 Legal
Plain English promise.
A jargon and waffle-free zone. Helping you to understand your options and make the right decisions.
No chase pledge.
Peace of mind. Removing the frustrations of wondering where things are up to and what is next.
Fixed fees options.
Removing uncertainty. With fixed fee options and clear pricing we will not land you with a surprise bill.
One central point of contact.
Looking at your needs holistically. Chances are, your business operations do not work in silos so neither do we.
Property & financial affairs LPA key contact: Ruth Marsh
Partner and Head of Private Client Services
Ruth Marsh is Head of Private Client at HM3 Legal and a highly respected specialist in wills, trusts, probate and estate planning. As a STEP-qualified practitioner and a Band 1 ranked lawyer in the Chambers High Net Worth Guide, Ruth provides expert advice on estate and wealth management, succession planning and asset protection. Known for her approachable manner and clear, practical guidance, Ruth helps individuals and families plan for the future with confidence, delivering tailored legal advice and exceptional client care.
Looking to protect your financial future?
Preparing a Property and Financial Affairs Lasting Power of Attorney gives you confidence that someone you trust can manage your finances if you are no longer able to do so yourself. Whether you are planning ahead, supporting an elderly relative or protecting your business interests, HM3 Legal is here to help.
Our experienced solicitors provide practical advice, explain every step in plain English and ensure your LPA is prepared correctly and registered without unnecessary delays. We take the time to understand your circumstances so your wishes are fully protected.
Would recommend
I would definitely use HM3 Legal myself and recommend anyone in need of a trusted firm..
She was prompt with communications and kept us informed in the process.
We managed to recover 75% plus of money after more than a year of back and forth.
Thank you.
The whole team are responsive and demonstrate a real desire to provide guidance across a range of disciplines. .
HM3 Legal delivered better service than expected and I would highly recommend them for wills and estate planning.
Robbie Oates was also great at keeping me updated throughout and nothing was too much trouble.
This is not a nice thing to have to go though but thanks to Holly and Robbie, I felt fully supported the whole 2 years 7 months through! I would definitely say they both provided a WOW service.
Ian reviewed the lease promptly, identified the key issues, and explained everything in a clear, concise and easy to understand way. Rather than overwhelming me with legal jargon, he provided practical advice that gave me complete confidence in the decisions I needed to make.
The whole team were professional, responsive and a pleasure to deal with throughout. Their excellent communication and attention to detail made what could have been a complex and time consuming process feel straightforward and stress free.
If you're looking for commercial solicitors who combine first class legal expertise with exceptional client service, I wouldn't hesitate to recommend Ian Millington and the team at HM3 Legal.
Jill Walker
Managing Director
Indigo Home & Gift
I would highly recommend Clare to any of my peers. Her professionalism was exceptional.
From our initial meeting with Frances, we were informed of the methods and techniques to structure our wills in the most efficient formats.
Frances explained complex legal structures in easy to understand terms and was a pleasure to deal with.
Shannon was excellent with the back office work making sure everything came through promptly and in the right fashion.
Many thanks to everyone at HM3.
Only 4 Stars because we were never notified as to the change from Hillier & McKeown to HM3 Legal.
It was only when we wanted to alter the wills that by good fortune I still had phone number of Hamilton Square. Well done to Ceri for patience and knowhow.
Paul Roberts
They kept me informed at every stage, explaining any legal details in a straightforward and accessible way, which made what can often be a stressful experience feel much more manageable. Emails and calls were always responded to promptly, and I felt confident that everything was being handled thoroughly and carefully.
What really stood out was their attention to detail and proactive approach. Any potential issues were identified early and resolved quickly, helping to avoid delays and keep both transactions moving smoothly. We had a few challenges with the sale of our property, but the team provided clear solutions with phone calls to explain next steps and alternative options if we needed them/
I would highly recommend HM3 to anyone buying or selling a property. Their expertise, reliability, and friendly approach made a significant difference, and I would not hesitate to use their services again in the future.
They kept me informed at every stage, explaining any legal details in a straightforward and accessible way, which made what can often be a stressful experience feel much more manageable. Emails and calls were always responded to promptly, and I felt confident that everything was being handled thoroughly and carefully.
What really stood out was their attention to detail and proactive approach. Any potential issues were identified early and resolved quickly, helping to avoid delays and keep both transactions moving smoothly. We had a few challenges with the sale of our property, but the team provided clear solutions with phone calls to explain next steps and alternative options if we needed them/
I would highly recommend HM3 to anyone buying or selling a property. Their expertise, reliability, and friendly approach made a significant difference, and I would not hesitate to use their services again in the future.
She kept me posted at all times and always returned telephone calls.I recommend her.
They both have been very diligent, responsive and solid in their responses and actions.
I would highly recommend their services. Happy to expand on my experience if anyone would like to know more!
I’m very happy with the service. I would gladly recommend this firm to anyone looking for trustworthy legal assistance.
Fees were clearly explained before work commenced and were fair and competitive. I wouldn’t hesitate to recommend Ruth and HM3 to anyone seeking expert legal support with personal or family matters.
Property & financial affairs LPA FAQs
What is a Property and Financial Affairs Lasting Power of Attorney?
A Property and Financial Affairs Lasting Power of Attorney allows you to appoint one or more trusted people to manage your finances and property if you lose mental capacity, or if you would like assistance while you still have capacity. Your attorney could pay bills, manage bank accounts, deal with investments or handle property transactions on your behalf. HM3 Legal can prepare your LPA, explain your options clearly and ensure it is legally valid and tailored to your individual circumstances.
Do I need a solicitor for a Property and Financial Affairs LPA?
You are not legally required to use a solicitor when preparing a Property and Financial Affairs Lasting Power of Attorney, but professional legal advice can help avoid costly mistakes. Errors when completing or signing the paperwork can result in delays or the application being rejected. HM3 Legal will guide you through the process, explain your choices and ensure your LPA is completed correctly, giving you confidence that it will work and be effective when you need it most.
What decisions can my attorney make?
The powers granted to your attorney depend on the authority you choose to give them within your Lasting Power of Attorney. They may be able to manage bank accounts, pay household bills, collect pensions, deal with investments, complete tax matters and buy or sell property on your behalf. You can also include restrictions or guidance if there are certain decisions you would like your attorney to follow. HM3 Legal will explain your options and help tailor your LPA to suit your wishes.
How long does it take to register a Property and Financial Affairs LPA?
Registration times vary depending on the Office of the Public Guardian, although applications usually take several weeks to process. An LPA cannot normally be used until registration has been completed. HM3 Legal manages the registration process on your behalf, ensuring the application is submitted correctly and dealing with any queries that arise. We will also keep you updated throughout so you know exactly how your application is progressing.
What happens if I don't have a Property and Financial Affairs LPA?
If you lose mental capacity without a Property and Financial Affairs Lasting Power of Attorney in place, your family cannot automatically manage your finances. Instead, they may need to apply to the Court of Protection for a deputyship order, which can be more expensive, time consuming and have restrictions. By preparing an LPA with HM3 Legal, you can choose who will act on your behalf and avoid unnecessary stress for your loved ones.
