COMPLEX & HIGH VALUE WILL SOLICITORS
Creating a will is one of the most important steps you can take to protect your family, your wealth and your wishes. When your estate includes valuable assets, business interests, multiple properties or complex family arrangements, expert legal advice is essential. At HM3 Legal, our experienced solicitors prepare tailored complex and high value wills that help safeguard your estate, minimise potential disputes and ensure your loved ones are provided for exactly as you intend.
Associations and Affiliations
We are complex and high value will experts
Planning for the future becomes increasingly important when your estate is more complicated than a standard will can accommodate. Whether you have significant investments, own a business, have overseas assets or wish to provide for a blended family, every detail matters.
At HM3 Legal, we take the time to understand your financial circumstances, family dynamics and long term objectives before preparing a carefully structured will that reflects your wishes.
Our complex and high value will solicitors can assist with:
- High value estates
- Business owners and shareholders
- Agricultural and farming estates
- Multiple UK and overseas properties
- Blended family arrangements
- Asset protection planning
- Inheritance tax planning
- Trusts within wills
- Charitable gifts and legacy planning
- Updating existing complex wills
- Protecting vulnerable beneficiaries
- Succession planning for family wealth.
Our complex & high value will solicitors
Ruth Marsh
Partner & Head of Private Client Services
Abigail Blakemore
Trainee Solicitor
Abigail Vine
Legal Assistant
Ceri Burns
Solicitor
Frances Williams
Senior Associate
Judith Gloria
Paralegal
Libby Ryan
Legal Administrator
Shannon Ashley
Paralegal
Wendy Randall
Probate Practitioner
Complex and high value legal services
High value estate wills
Preparing a will for a high value estate requires careful planning to ensure your wealth is distributed efficiently and in line with your wishes. Our solicitors will review your assets, liabilities, family circumstances and future intentions before producing a bespoke will designed around your estate. We can advise on inheritance tax considerations, succession planning, gifts, trusts and strategies to help preserve family wealth. Every will is individually drafted to provide clarity, reduce the risk of disputes and protect those who matter most. We work closely with you to ensure every aspect of your estate has been considered.
Trusts and asset protection
Trusts can play an important role in protecting family wealth and ensuring assets are managed responsibly for future generations. Whether you wish to provide for young children, vulnerable beneficiaries or preserve assets following remarriage, our solicitors will explain the options available and recommend the most suitable structure. We prepare wills to include appropriate trusts that reflect your personal circumstances and long term goals. By planning carefully today, you can help protect your estate from unnecessary risks while giving your loved ones greater financial security in the years ahead.
Business and succession planning
Business owners may not be aware a standard will does not protect business assets. They need more than a standard will to ensure their company interests are also dealt with appropriately after death. Our solicitors can prepare wills that work alongside shareholder agreements, partnership agreements and succession plans to protect both your business and your family. We take time to understand your commercial arrangements before drafting documents that support business continuity and minimise uncertainty. Whether you own a family business, hold company shares or have valuable commercial assets, we will help ensure your wishes are legally documented and your hard-earned legacy is protected.
Our legal offices
Chester
George Street
Chester
CH1 3EQ
Liverpool
Tithebarn Street
Liverpool
L2 2QP
Manchester
Woodlands Road
Altrincham
WA14 1HF
Wirral
Monks Ferry
Birkenhead
CH41 5LH
Reasons to instruct HM3 Legal
Plain English promise.
A jargon and waffle-free zone. Helping you to understand your options and make the right decisions.
No chase pledge.
Peace of mind. Removing the frustrations of wondering where things are up to and what is next.
Fixed fees options.
Removing uncertainty. With fixed fee options and clear pricing we will not land you with a surprise bill.
One central point of contact.
Looking at your needs holistically. Chances are, your business operations do not work in silos so neither do we.
Complex & high value wills key contact: Ruth Marsh
Partner and Head of Private Client Services
Ruth Marsh is Head of Private Client at HM3 Legal and a highly respected specialist in wills, trusts, probate and estate planning. As a STEP-qualified practitioner and a Band 1 ranked lawyer in the Chambers High Net Worth Guide, Ruth provides expert advice on estate and wealth management, succession planning and asset protection. Known for her approachable manner and clear, practical guidance, Ruth helps individuals and families plan for the future with confidence, delivering tailored legal advice and exceptional client care.
Looking to protect your wealth and your family's future?
Preparing a complex or high value will is about much more than deciding who inherits your estate. Careful planning today can help reduce inheritance tax liabilities, protect vulnerable beneficiaries, preserve business interests and ensure your wishes are carried out exactly as you intended.
At HM3 Legal, our experienced private client solicitors provide tailored advice for individuals and families with more complex estates. We take the time to understand your circumstances before preparing a bespoke will designed to protect your legacy for future generations.
Whether you are creating your first will, updating an existing one or reviewing your wider estate planning, our team is here to help.
Would recommend
I would definitely use HM3 Legal myself and recommend anyone in need of a trusted firm..
She was prompt with communications and kept us informed in the process.
We managed to recover 75% plus of money after more than a year of back and forth.
Thank you.
The whole team are responsive and demonstrate a real desire to provide guidance across a range of disciplines. .
HM3 Legal delivered better service than expected and I would highly recommend them for wills and estate planning.
Robbie Oates was also great at keeping me updated throughout and nothing was too much trouble.
This is not a nice thing to have to go though but thanks to Holly and Robbie, I felt fully supported the whole 2 years 7 months through! I would definitely say they both provided a WOW service.
Ian reviewed the lease promptly, identified the key issues, and explained everything in a clear, concise and easy to understand way. Rather than overwhelming me with legal jargon, he provided practical advice that gave me complete confidence in the decisions I needed to make.
The whole team were professional, responsive and a pleasure to deal with throughout. Their excellent communication and attention to detail made what could have been a complex and time consuming process feel straightforward and stress free.
If you're looking for commercial solicitors who combine first class legal expertise with exceptional client service, I wouldn't hesitate to recommend Ian Millington and the team at HM3 Legal.
Jill Walker
Managing Director
Indigo Home & Gift
I would highly recommend Clare to any of my peers. Her professionalism was exceptional.
From our initial meeting with Frances, we were informed of the methods and techniques to structure our wills in the most efficient formats.
Frances explained complex legal structures in easy to understand terms and was a pleasure to deal with.
Shannon was excellent with the back office work making sure everything came through promptly and in the right fashion.
Many thanks to everyone at HM3.
Only 4 Stars because we were never notified as to the change from Hillier & McKeown to HM3 Legal.
It was only when we wanted to alter the wills that by good fortune I still had phone number of Hamilton Square. Well done to Ceri for patience and knowhow.
Paul Roberts
They kept me informed at every stage, explaining any legal details in a straightforward and accessible way, which made what can often be a stressful experience feel much more manageable. Emails and calls were always responded to promptly, and I felt confident that everything was being handled thoroughly and carefully.
What really stood out was their attention to detail and proactive approach. Any potential issues were identified early and resolved quickly, helping to avoid delays and keep both transactions moving smoothly. We had a few challenges with the sale of our property, but the team provided clear solutions with phone calls to explain next steps and alternative options if we needed them/
I would highly recommend HM3 to anyone buying or selling a property. Their expertise, reliability, and friendly approach made a significant difference, and I would not hesitate to use their services again in the future.
They kept me informed at every stage, explaining any legal details in a straightforward and accessible way, which made what can often be a stressful experience feel much more manageable. Emails and calls were always responded to promptly, and I felt confident that everything was being handled thoroughly and carefully.
What really stood out was their attention to detail and proactive approach. Any potential issues were identified early and resolved quickly, helping to avoid delays and keep both transactions moving smoothly. We had a few challenges with the sale of our property, but the team provided clear solutions with phone calls to explain next steps and alternative options if we needed them/
I would highly recommend HM3 to anyone buying or selling a property. Their expertise, reliability, and friendly approach made a significant difference, and I would not hesitate to use their services again in the future.
She kept me posted at all times and always returned telephone calls.I recommend her.
They both have been very diligent, responsive and solid in their responses and actions.
I would highly recommend their services. Happy to expand on my experience if anyone would like to know more!
I’m very happy with the service. I would gladly recommend this firm to anyone looking for trustworthy legal assistance.
Fees were clearly explained before work commenced and were fair and competitive. I wouldn’t hesitate to recommend Ruth and HM3 to anyone seeking expert legal support with personal or family matters.
Complex & high value will FAQs
What is a complex or high value will?
A complex or high value will is designed for individuals whose estate involves significant assets, business interests, trusts, overseas property or complicated family circumstances. These wills require careful legal drafting to ensure your wishes are carried out correctly while protecting your estate and beneficiaries.
Do I need a solicitor for a high value will?
If your estate includes valuable assets or complicated financial arrangements, instructing a solicitor is highly recommended. HM3 Legal will ensure your will is legally valid, accurately drafted and structured to reduce the risk of disputes or unintended tax consequences.
Can HM3 Legal help reduce inheritance tax through estate planning?
Yes. HM3 Legal can advise on inheritance tax planning as part of preparing your will. While tax cannot always be avoided, careful planning may help preserve more of your estate for your chosen beneficiaries through appropriate legal structures and exemptions.
Can a complex will include trusts?
Yes. Trusts are commonly included within complex wills to protect assets, provide for children or vulnerable beneficiaries and help preserve wealth for future generations. HM3 Legal will explain the available trust options and recommend the most suitable approach for your circumstances.
How long does it take to prepare a complex will?
The timeframe depends on the complexity of your estate and whether additional advice is required regarding trusts or inheritance tax. HM3 Legal will keep you informed throughout the process and work efficiently to prepare your bespoke will without compromising inheritance planning, quality or attention to the fine details.
